You know it comes every month. You know it always comes around the 15th of every month. You also roughly know the amount since it doesn’t change much from a month to an other. But still , you missed it. What is it? Just the mobile bill, the cable TV subscription, the limit to accumulate further interests… A lot of things and I am sure you can see what we are talking about here.
So, again, you missed the date and forgot to have enough funds on the account, to make that transfer. A common mistake. But a mistake that has a price. A few dollars/euros/pounds… a year (unless you really forget every time!) but still, for real reason.
How to avoid this? Reminders! With ez-Balance, define these recurring expenses for a certain period and make sure you are made aware when the date approaches and how much funds you will have on the account by that day. How? By receiving an email telling you so. Go forward, now, and imagine the same for any expense, recurring or not. Nice, isn’t it? So, just register, keep your money for something well, more useful, and stop blaming yourself! (at least for forgetting these, for the rest, I am not sure we can help).
The New year is already here (and well installed already) and so are the resolutions.
Everybody has come this year again with a (wish)list and will try to stick to it for the rest of the year. For the most motivated, usually, that list just vanishes by mid-March, maybe April for the most motivated and stubborn of us. For the others, that might already be part of history or will soon be.
Let’s face it, it happened to all of us and the main reason for that was because it was hard to keep the motivation and keep up the good work as the weeks went by. Now, what would you think if something or someone could help you on a daily basis? Someone that could quickly show you where you stand and where you are going with your project? That sounds pretty good, isn’t it?
Well, that’s what ez-Balance does. Every day, you can login and the dashboard will tell you exactely where you stand with your account and your investment. That way, you know whether you are on track to realize the project you truly wished for when the bottles of Champagne popped on December 31st, whether that was saving for some wonderful holidays in some paradisiac island, for a new car, gifts to kids, new apartment or anything else. With ez-Balance, you set the targets and you’ll know instantly whether you are on the good track, need further care… or just forget it for this year and then, starting setting a more achievable target for next year using our tools to identiy what can be done.
Sounds interesting? Just register and start planning!
We couldn’t let this first business week (well, kind of week) of the year ends without wishing our users, readers, followers, likers, friends and staff a Happy New Year 2013!
Less than two months after going online, we have received inquiries and feedback (through social medias, for example) which are really encouraging and therefore keep us enhancing the interface and the back-end to provide all the tools you are looking for. Every week comes with additional features and we are really looking forward to having you on board!
Christmas is now behind us (well for a year) and to prepare the next social night (yes, the New Year’s Eve), it is maybe time to go beyond your fears and look at your bank accounts to see how your finances are recovering from the latest wounds.
So, here it is. You are looking at your main account and try to find out how much Christmas cost you this year. Of course, there are the gifts for the kids and the best half(ves?), the tree purchase and delivery, the wine shop bill, the groceries bill but wait! don’t you forget the gift you bought on Internet with your EUR-denominated account for your uncle? and what about the taxi you used to do your last minute errands and you paid cash?
It looks like this is slightly beyond basic reconciliation and even though you have your loyal and trusted Excel spreadsheet built over time, you still can’t find all the info you were looking for 25 minutes ago? ez-Balance can easily help you with its tag system that allows you to track any kind of expense on any account and quickly give you the results you were looking for. With a single click, you can also match that result against your initial target. Click one more time and you can even compare that result with what you spent last year!
The tag system marks a perfect complement to the usual reporting by account/category and provides that additional dimension you needed to know where you are and whether you can let yourself be tempted for that nice bottle of Sauternes 2003 with your chocolate fondant on December 31st!
Happy to celebrate its first Christmas, we hope everybody enjoyed this precious time as much as we did (although it diverted us to keep working on browser compatibility issues and other little things). Resting well and getting ready to get back to it to it tomorrow.
Merry Christmas to you all!
In order to keep everybody (user and potential future users) informed of the progress, new features… of ez-Balance,we are happy to start this new blog which -hopefully- will give you a good understanding of what we do, how we do and the values it can provide to our users.
Keep posted in here as we should come back really soon with further infos.